Invest Swami logo: a sunrise inside a laurel wreath Invest Swami Mutual fund distributor
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AMFI-registered mutual fund distributor

Wealth built with patience, not noise.

Invest Swami is a private mutual fund distribution practice for families who would rather compound quietly. Research-led portfolios, a dedicated advisor, and one app that keeps every rupee accounted for.

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ARN-130953  ·  Zero platform fee  ·  Direct-to-AMC settlement

₹86 Cr

Assets under our distribution across 38 AMCs

2,100

Investor families serviced across Mumbai

18 yrs

One process, three full market cycles

4.7★

App rating across 640 reviews

What we offer

One mandate, four ways in.

01

Mutual funds

Eleven top-performing schemes across equity, hybrid and debt, mapped to your risk profile and horizon.

Core mandate
02

Model portfolios

Preserve, Compound and Accumulate. Three allocations, each with a written rebalancing rule you sign off on.

Choose one
03

Goal planning

A home, a car, an emergency fund or your first crore, modelled to the year and translated into a monthly SIP.

Included
04

Portfolio review

Bring existing folios from any distributor. We audit overlap, cost and embedded gains before changing anything.

On request
How it works

Onboard in a day. Reviewed for a lifetime.

Digital KYC, a documented investment policy statement, and a named advisor who is accountable for the mandate. Nothing is executed without your consent.

  1. 01

    A conversation, before any form

    Forty minutes on what the money is for. If we are not the right fit, we say so in that call.

  2. 02

    Digital KYC and risk profile

    PAN, Aadhaar and bank validation inside the app. Most onboardings complete the same working day.

  3. 03

    Investment policy statement

    A one-page document naming your allocation, rebalancing rule and exit triggers. You sign it. We follow it.

  4. 04

    Review, twice a year

    A written note on drift, cost and progress against goals. Changes only when the policy calls for them.

Why Invest Swami

We are paid to be boring, and we are good at it.

Twenty-one years of the same process across four market cycles. No leveraged products, no thematic launches, no incentive to churn your portfolio.

Nil

Upfront commission accepted from any AMC, ever.

11

Schemes on our top-performer list, out of 1,400 available.

91%

Client retention over the last five years.

2x

Written reviews a year, with your advisor accountable.

They talked me out of two funds I was proud of, and the portfolio is quieter and better for it.

RK Rajesh Kamath Client since 2011 · Bengaluru

The half-yearly note is the only financial document my wife and I actually read together.

SN Sunita Nair Client since 2016 · Kochi
Common questions

Asked before the first cheque.

Are you an advisor or a distributor?
We are an AMFI-registered mutual fund distributor (ARN-130953). We select and execute regular-plan mutual fund investments and are compensated by trail commission from the asset management company. We do not charge you an advisory fee, and we are not a SEBI-registered investment adviser.
What does it cost me?
Nothing beyond the expense ratio of the schemes you hold. There is no onboarding fee, no platform fee, and no exit charge from us. Our trail commission is embedded in the regular plan and disclosed on every statement we send.
Where does my money actually go?
Directly to the asset management company. Payments move from your bank account to the AMC through BSE StAR MF; funds never sit in an Invest Swami account. Units are held in your own folio, in your name.
What is the minimum to start?
₹5,000 a month for a SIP mandate, or ₹2 lakh as a lump sum. Portfolio reviews for existing folios start at ₹25 lakh of investible assets.

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