Refund & Cancellation Policy
Last updated 12 June 2026
Scope
This policy is applicable to all transactions entered by a user through the Invest Swami Platform.
Cancellation Policy
Once payment is deducted, it is treated as a successful transaction. Transactions cannot be cancelled after payment has been processed.
Refund Policy
In instances where Invest Swami is unable to accept your request or transactions are unsuccessful due to technical or server errors, incomplete KYC, or reasons attributable to the Asset Management Company, refunds are initiated as per the refund policy of the specific AMC. Invest Swami is not responsible for refund processing, only the relevant AMC is.
Mutual Funds
Transactions on the Invest Swami Platform for mutual funds are completed only after successful fund transfer from your registered bank account to the relevant AMC. Transactions cannot be cancelled once completed. In case of successful debit but transaction failure or rejection, money is refunded within T+3 business days to the source account by the fund house. If your account is debited but not credited in the beneficiary account, reversal happens within 2 to 5 working days to the source account. After refund initiation, the amount may take working days to reflect per the bank system.
Service Providers
For mutual fund transactions, the service provider is the partnered Asset Management Company (AMC).
Updates
Invest Swami may update this policy to reflect changes from AMCs or regulatory bodies.